ISME are delighted to introduce this essential webinar as part of the ISME 2025 Webinar Series, featuring keynote speakers Gary Cullen, Head of Segment, Unio SME and Elizabeth Byrne, Private Client Adviser | CFP® from Unio Wealth Management
Unio has established itself as a fresh and trusted name in Wealth Management in Ireland, with a dedicated team focused on supporting SMEs. Unio understands the pressures faced by business owners. When managing growth, customers, and staff, personal financial planning often gets pushed aside.
Unio bridges that gap. Its SME team combines real insight into the challenges of running a business with clear, practical financial advice tailored to each client’s needs. With Unio, you gain a partner who makes wealth management straightforward, relevant, and designed around the realities of business ownership.
Running a business is demanding however your future deserves attention too. This 30-minute webinar is tailored for business owners who want to take control of their retirement planning. Join Unio’s expert advisers – Gary Cullen and Elizabeth Byrne – as they share practical insights on:
- How to make the most of your pension options as a business owner
Understand the key opportunities available to you and how to use them wisely. - What recent changes mean for your retirement strategy
From PRSA updates to evolving thresholds, we’ll break down what matters and why. - How to plan with confidence — and tax efficiency
Learn how smart planning today can lead to long-term financial security and peace of mind.
Whether you’re reviewing your current retirement plan or starting fresh, this session will leave you informed, confident, and ready to act.
Date: Thursday 25th September, 10.00am- 11.00am
Missed the webinar?
If you missed it—or would like to revisit key takeaways—you can now watch the full recording at your convenience here.
You can also download the presentation slides here.
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Session Format:
This free webinar will be hosted by Damien Heffernan and will comprise of a 45 minute talk, followed by a 15 mins Q&A session towards the end.
We would ask that complete the below form to register for the free Business Advisory Webinar from ISME.
Meet The Speakers
Gary Cullen
Head of Segment, Unio SME
Gary has been advising high-net-worth clients since 2003, with a particular focus on helping business owners make smart, tax-efficient decisions about their retirement. Before joining Unio Wealth Management, Gary led the Client Management team at Harvest Financial Services and held senior roles with Lloyds TSB and AIB in London. His approach is practical, strategic, and always tailored to the unique needs of business owners.
Elizabeth Byrne
Private Client Adviser | CFP®, Unio SME
Elizabeth is a Certified Financial Planner with 30 years’ experience in financial services. She recently completed a master’s in financial planning and sustainability, adding a future-focused lens to her already extensive expertise. Elizabeth works closely with business owners to help them understand where they stand, clarify their goals, and build retirement plans that are both financially sound and personally meaningful.
